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Art the Health Insurance Guy can also help narrow down the many available choices, so you can purchase the most cost-efficient plans for your needs.
While dental, vision and hearing plans can be purchased separately, there may also be options to combine more than one into a single policy.
Typically, lower-cost plans cover routine care, with a higher deductible. Higher-cost plans also pay for specialists, and have a lower deductible. Art will help find the right balance for you.
‘Gap’ plans typically cover whatever your main insurance plan might not, such as deductibles, co-payments, travel to healthcare facilities, and other
Fixed Indemnity policies can be a low-cost supplemental health insurance option for paying some of the fees not covered by Major Medical and other plans.
Ask about your options for feeling even more protected against high medical costs.
Your coverage can be customized with a combination of core and supplemental health insurance options, depending on your budget, health issues, and preferences.
Taking a whole- person approach, Art the Health Insurance Guy considers your health history, future plans, and potential risks, to help ensure an ongoing high quality of life.
How much insurance is enough? It’s a common question. Art will explain what you need to know so you can make a confident determination yourself.
If your situation changes, just contact Art, and he’ll update your basic and supplemental health insurance coverage as needed. Questions or concerns? He’s always here for you.
Trying to understand all the supplemental health insurance options is confusing. But after getting helpful advice and your new policies from your personal advisor, you’ll be way ahead of most people.