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ACA OR OBAMACARE

The comprehensive health care reform law enacted in 2010 makes affordable health insurance available to more people and covers pre-existing conditions.

FIXED BENEFIT INDEMINTY HEALTH PLAN

Contains hospital, surgical, disability, illness benefits, as well as some life insurance and supplemental coverage. This is a PPO access plan with permanent premiums.

FIXED BENEFIT HEALTH PLAN COMBINED WITH SHORT TERM BENEFITS.

Contains limited office visits and is a combination of the above with Short Term benefits as well as a PPO.

MEDICARE

Understanding your Medicare Benefits.

SHORT TERM MEDICAL

Useful and affordable when you only need temporary insurance.

RX CARD

A prescription drug card program

TELEMEDICINE

Connects you with a licensed physician 24/7 who can resolve your issue and send a prescription to your pharmacy

LIFE INSURANCE

Term life, living benefits and final expense are all available

DENTAL PPO

Helps cover the cost of exams and procedures

VISION

Coverage to help your vision stay healthy

METAL GAP

More coverage with lump sum payments

DIRECT CRITICAL ILLNESS

Pays a lump sum of up to $100,000 upon first occurrence of the condition

DISABILITY (A AND B)

A. From an accident pays a monthly cash benefit for a physically approved period of total disability caused by an ACCIDENT
B. Disability with LOSS OF INCOME for up to $ 2500.00 per month